LEASING - AN OLD CONCEPT REVISITED

Leasing medical and technical equipment enables a company to forgo a large part of the up-front capital cost of expensive new and used equipment. The structure of leasing is different in every transaction. Fees and up-front costs also vary.

Balmoral provides direct leases of a minimum of $ 100,000 USD, but favors leases of $ 1,000,000 to $ 10,000,000 USD. Balmoral is also associated with credit facilities to establish managed pools of capital for leasing for foreign equipment clients.

All terms and options are explored with the manufacturer, vendor, broker, and end-user being involved from the very beginning. Leasing normally requires Balmoral to buy the equipment and own it, and then to make it available to the end-user under payment terms. Balmoral creates innovative and practical solutions for you to acquire the equipment you need, at the price you can afford.

Balmoral provides the widest the widest possible range of equipment financing options to accommodate your institution's specific requirements. All these require down payments in advance before shipment from any port. These options include the following:

OPERATING LEASES
Off balance sheet financing. Short and medium terms (one year to five years). Lessor bears most of the risk of obsolescence. Purchase and renewal options negotiable.

CAPITAL LEASES
Present value of obligated lease exceeds 90 % of equipment cost. Usually highest over the lease terms, bur provides for low-cost purchase and renewal options.

SHORT-TERM RENTALS
Typically from one month to three years. Lessor bears virtually all risk of obsolescence. Purchase credits available.

PER-PROCEDURE RENTALS
Operating leases with minimal capita; commitment and fixed rent obligations. Lessor assumes the major part of the business risk. Lessee pays to Balmoral a set price every day for the machine.

PROJECT FINANCING
Lease payments are based on start-up capital plus revenues generated from the equipment itself.

VENTURE LEASING
Equipment financing on highly attractive terms for emerging growth companies, minimizing cash payments and operating expenses. Lessor may share in the ultimate success of the venture.